Frequently Asked Questions

A loan secured by real property.

A mortgage agent/broker can be defined as a practicing professional, licensed by Financial Services Regulatory Authority of Ontario (FSRA), who assesses a borrower’s financial goals with respect to real estate financing and, after detailed analysis, provides solutions to meet those goals by acting as an intermediary with the

appropriate lending source.

The typical financing most people would be looking at, include brokering both residential and commercial mortgages, includes:

• New mortgage, collateral mortgage, line of credit, or other type of loan secured by real property (which is land and whatever is affixed to it)

• Refinancing of an existing mortgage

• Arranging investing in a mortgage by one or more individuals

• Providing mortgage advice and counsel, including about renewal options

You don't have to apply with multiple lender (i.e. banks) yourself, pulling credit multiple times could really hurt your score. You get to choose a rate & term that meets your financial goals.